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I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
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Ask Us Anything

The answers to the most commonly asked questions about fast payday loans are here.

How quickly can I get money?

All of our partners have gone to great lengths to ensure that their processes are streamlined and efficient to maximize the value of their services to borrowers. However, the processing time of fast payday loans will depend on your individual lender. Additionally, some applications take longer to process than others because more documentation is required, such as pay stubs or identification cards. The fastest providers may be able to have your funds in your bank account by the next business day after you apply.

How do finance charges work?

A finance charge, simply put, is the price you pay for borrowing. Finance charges make the amount of money you repay larger than the amount you originally borrowed. For example, if you borrow $500, you may pay back $550 to account for the finance charge. A finance charge may also be called an APR, or annual percentage rate. The APR is the percentage of the requested amount that you pay in interest.

How do these services differ from a personal loan from a bank?

Personal loans tend to require collateral and/or a financial history check, which may disqualify a large number of borrowers. Conventional borrowing options also usually take more time to apply and qualify for than unsecured borrowing options. With regard to repayment, personal loans usually come with periodic repayments over a certain term, while short-term lending agreements require a lump-sum payment after a short term.

Do I need a cosigner?

No, these lending solutions do not demand a cosigner in most cases. To qualify, you usually need to have a job, a certain monthly income, and a bank account. The co-signing option is typically reserved for traditional borrowing arrangements.

What kind of a bank account do I need to qualify?

Most providers require that borrowers have an active checking or savings account with a direct deposit feature. Ask your lender for more details about specific terms and conditions.

What is the maximum amount offered?

The maximum amount of funds you receive will depend on your income and your lender. Some companies will issue sums as large as $1500 upon qualification.

When I sign up with you, am I applying directly with a provider?

No, we are not a provider and the sign-up form is not an application. The form on our website asks only for contact information that we pass onto companies that can help you. You will then apply, if you wish, on the company's website. You cannot get cash directly through our site.

How much money do I need to make to qualify?

Every provider will have different terms and conditions, but the most common income requirement is $1,000 per month. You can ask the company about income conditions before you apply.

How long does it take to get approved?

There are no guarantees that you will be approved, but our partners are generally very good about notifying borrowers of their approval decisions as quickly as possible. Some will alert you of your approval status within moments after receiving your online application. With other lending agencies, the process might take a little longer and require additional steps on your part.